Bad Credit?
You can still get a mortgage!
Don’t let a past credit blip stop your homeownership plans. We specialise in helping people with adverse credit find the right mortgage, even if you’ve already been declined elsewhere. Our advisers work with lenders who consider more than just your credit score.
Fancy a quick chat?
We're here to help. Live chat with us now by clicking the icon in the right-hand corner.
Your Free Guide to Mortgages with Bad Credit
Having a mortgage declined because of adverse credit can feel like the end of the road, but it doesn’t have to be. Many lenders understand that life happens, and that a missed payment or a difficult financial patch shouldn’t prevent you from moving forward
We help people in exactly your situation every day. With the right guidance, a mortgage is still possible.
Ready to Speak to an Expert
Don’t let bad credit hold you back from owning your home.
To give you clarity and confidence, we’ve put together a free downloadable guide covering:
What “bad credit” really means to mortgage lenders
The types of credit issues that can be accepted (defaults, CCJs, IVAs, bankruptcy, missed payments, debt management plans)
How different lenders assess adverse credit applications
Steps you can take to improve your chances of approval
Realistic options for moving forward, even if you’ve already been declined
How We Can Help
Every credit history is different, and so is every solution. That’s why working with a specialist matters. When you come to us, you’ll benefit from:
Access to lenders who consider applications with adverse credit
Expert guidance on the best way to present your application
Personalised support tailored to your credit circumstances
Straightforward, supportive advice with no judgement
Proven experience helping clients turn a “no” into a “yes”
